The State Bank of India (SBI), being one of the biggest and most reliable banks in India, offers numerous banking services such as ATM and debit card facilities for convenient access to your money. One of the important things to do when having an SBI debit card is to create an ATM PIN, which is a security feature for accessing your account through ATMs, POS machines, or Internet shopping. In this article, we will take you through all the ways to address how to generate SBI ATM Pin, both online and offline, and present you with key safety issues to be aware of when using your PIN.
What is an SBI ATM PIN?
An SBI ATM PIN is a 4-digit confidential number that is utilized to verify the cardholder when withdrawing cash, making purchases, and conducting other banking transactions through the ATM or debit card. This PIN guarantees that only the holder of the account can access their bank account; hence, it is a key component of bank security. You can reset your own PIN or request a new one if you lose it or suspect that it has been hacked.
Also Read: How to Activate SBI Debit Card Online
How to generate SBI ATM PIN online?
There are a few ways you can create or reset your SBI ATM PIN online. These ways are convenient and secure, helping you to operate your ATM PIN from home.
From the SBI Online Banking Portal:
If you possess an SBI Internet Banking account, then creating or resetting your ATM PIN is easy. Just follow these steps:
- Log in to SBI Online Banking:
Go to the SBI website at [www.sbi.co.in](https://www.sbi.co.in).
Click on the ‘Login’ tab on the main page to go to the Personal Banking portal.
Log in using your username and password.
- Choose the ‘ATM Card Services’ Option:
After logging in, go to the ‘e-Services’ page.
In ‘ATM Card Services,’ choose the option of ‘PIN Generation.’
- Select the Account and Debit Card:
Select the concerned account and debit card for which you are looking to generate a PIN.
You might be required to provide additional information like your registered mobile number.
- Create Your ATM PIN:
After verification of details, you will get an OTP (One-Time Password) on your registered mobile number.
Key in the OTP in the input space.
Now, input the 4-digit PIN of your preference.
Re-enter the PIN and submit your request.
- Success Confirmation:
You will receive a confirmation message after successful generation of the PIN.
How to generate SBI ATM Pin via SBI YONO App
SBI’s YONO mobile banking app enables you to create or change your ATM PIN using your phone. Here’s how to do it:
1. Download and Install the YONO App: If not already done, download the YONO SBI app from Google Play Store (Android) or Apple App Store (iOS).
2. Log in to YONO SBI: Launch the app and log in with your credentials (User ID and Password).
3. Go to ‘ATM PIN Generation’: In the menu of the app, go to the ‘Services’ tab. Choose ‘ATM Card Services’ and then click on ‘Generate ATM PIN.’
4. Provide Your Details: Provide the details of your debit card and choose the account to which it is linked. You will be asked to type in the OTP received on your registered mobile number.
5. Set Your New PIN: After your OTP is confirmed, you can set a new 4-digit PIN. Enter your new PIN and submit.
6. Get Confirmation: Upon successful execution, you will get a confirmation message that your PIN is generated.
How to generate SBI ATM Pin using Missed Call Service
SBI has a quick and easy method to create or change your ATM PIN through the missed call facility. Here’s how to do it:
1. Call SBI’s Missed Call Service:
Call the number 09223766666 from your registered mobile number.
You will get a missed call on this number confirming your request.
2. Wait for OTP:
A one-time password will be sent to your registered mobile number.
3. Enter the OTP on the Website:
Visit the SBI website or the SBI YONO app.
Input the OTP in the space given to continue with the ATM PIN creation.
4. Enter and Confirm Your New PIN:
You will now be asked to enter your new 4-digit ATM PIN.
Confirm the PIN and send your request.
How to Create SBI ATM Pin Offline?
If you want offline options, SBI has a few ways of creating your ATM PIN without an internet connection.
Through an ATM
One of the most popular offline ways to create or change your SBI ATM PIN is through the use of an ATM. Here’s how you can do it:
- Proceed to any local SBI ATM.
- Put your SBI Debit Card into the machine.
- Choose ‘Generate PIN’ Option: On the screen, choose the option for ‘PIN Generation’ or ‘PIN Change.’
- Enter your 16-digit debit card number when asked to do so.
- Enter the OTP: You will get an OTP on your registered mobile number. Type the OTP on the ATM screen.
- Create and Confirm Your PIN: You will be asked to enter a new 4-digit PIN after entering the OTP ND Enter the PIN and submit.
- Get Confirmation: A message will pop up stating that your new PIN has been created successfully.
How to generate SBI ATM Pin: Visiting an SBI Branch
If you like a more direct way, you can go to the nearest SBI branch to get a new PIN. Here’s how you can do it:
1. Visit the SBI Branch:
Approach the SBI branch where your account is maintained.
2. Request for ATM Pin Generation:
Go to the bank representative and ask for a new ATM PIN generation.
3. Submit Necessary Documents:
You might be asked to present identification evidence and your ATM card.
4. Get New ATM Pin:
The bank will process and send a new ATM PIN, which will be delivered to your registered address.
Concerns and Safety Measures to Keep in Mind
When operating your SBI ATM PIN, it’s important to follow some security best practices to ensure that your account remains protected from fraud:
- Avoid Sharing Your PIN: Never share your ATM PIN with anyone, even if they claim to be from the bank. The bank will never ask for your PIN over the phone or email.
- Change Your PIN Regularly: Changing your PIN from time to time minimizes the possibility of unauthorized use of your account.
- Use a Strong PIN: Don’t use weak PINs like “1234” or your birth year. Use a combination of numbers that is more difficult to guess.
- Be Careful with Phishing and Scam Calls: Don’t fall for unsolicited calls, messages, or emails requesting your ATM details. Always check whether the request is genuine or not.
- Never Write Down Your PIN: Don’t write down your PIN or leave it in an insecure place. Remember it and keep it secure.
- Report Lost or Stolen Cards Immediately: Report loss or theft of your ATM card to the bank immediately so that the card can be blocked and no unauthorized transactions will be made using your card.
- Use Two-Factor Authentication: For online transactions and banking, activate two-factor authentication (2FA) to provide an added layer of security.
Creating or recovering your SBI ATM PIN is now more convenient than ever with the presence of online and offline options. You can opt for using the SBI Online Banking Portal, the YONO App, the missed call facility, or an ATM or visit the branch. SBI makes sure that you’re able to securely and conveniently manage your PIN. Nevertheless, stay alert while using your ATM PIN and follow practices to ensure your account is free from fraud or unauthorized use. With all these precautions taken, you can have safe and trouble-free banking with your SBI ATM card.
